Emmer Development is honored to recommend the following preferred lenders. If you choose to finace your new home purchase with one of them, Emmer will pay up to two percent of your purchase price toward closing costs.
Interest rates are at an all time low! Low interest rates combined with Emmer's low prices equals high savings for you! Currently, FHA loans are a popular choice when financing a home. Both Portofino and Sorrento are FHA approved communities. FHA loans usually require about 3.5 percent down, and loan amounts are capped at $275,000.
When you visit your selected lender, they will require the following items from you:
1. Addresses of employers for past two years
2. Addresses & account numbers on all debts
3. Three months of bank statements (all accounts)
4. Last two pay stubs & last two W-2 forms
5. Social Security card & picture ID
6. If self-employed, past two years of tax returns & year-to-date profit/loss & balance sheets
7. Divorce decree or separation papers
8. Landlord addresses & phone numbers for past two years
9. Copy of your EDC sales contract with any change orders
10. Personal check for appraisal & credit report
11. Certificate of eligibility & DD214 (VA only)
EDC requires that you obtain an approval letter from your lender and submit to EDC within two weeks of contract
signing. This means that you MUST actually decide on a lender and submit application. This will usually cost about $300-$350, which pays for your appraisal and credit report.Use a mortgage calculator to estimate your base payments!
 Bill Mauffray Regions Mortgage (352) 219-3141 Billmauffray@bellsouth.net |
 4031-A N.W. 97th Blvd. Gainesville, FL 32606 866-728-8651 (fax) Eric Remy 352-283-9680 Direct eric.remy@homebanc.com Leslie Remy 352-538-5300 leslie.remy@homebanc.com |
 Andrew Rocco - cell: 386-623-2970 Phil Leitner - cell: 352-222-1891 4404 N.W. 35th Road Gainesville, FL 32606 (352) 378-9993 phone (386) 754-0702 phone |
 Alan McGlynn 2627 NW 43RD ST GAINESVILLE, FL 32606-6601 (352) 338-6506 phone (866) 923-2396 fax James.A.McGlynn@bankofamerica.com |
Equal Housing Opportunity
